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For full disclosure: I’ve taken my budgeting expertise to job this yr, and have actually scaled again on discretionary spending. (I’ll give all credit score to our franchise Wellth Examine, which I additionally edit.) And one of many weekly thrills I used to be prepared to chop from my spending was a manicure at a salon. Instead, I’ve develop into actually proficient at at-home manis. With just a few buffs of the nail file and swipes of varnish, my suggestions seem like they’re courtesy of an expert.
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